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Credit Union News


Holiday Closure

As a reminder, our offices will be closed on Monday, February 20, 2023, in observance of Presidents’ Day. Electronic Services will remain available for your convenience. Have a safe and happy holiday weekend!

Get a NEW Auto Loan for as low as 4.25% APR!

new auto loan

Loan Rates

Loan Rates

Loan TypeAPR*
2021 & Newer Automobile / MotorcycleAs low as 4.25%
2020 & Older Automobile / MotorcycleAs low as 4.75%
2021 & Newer Boat/ATV/RV & Camper Loans**As low as 5.75%
2020 & Older Boat/ATV/RV & Camper Loans**As low as 6.25%
Unsecured LoansAs low as 9.25%
Share Secured LoansShare Rate + 2.50%
Certificate Secured LoansCertificate Rate +2.50%
VISA Platinum CardsAs low as 7.99%
Home Equity LoansContact Loan Officer for current rates and terms.

*APR = Annual Percentage Rate. Auto/Motorcycle/Boat/ATV/RV/Camper “As low as” rates based on 24-month term and may include .25% rate reduction for automatic payment. Loans subject to credit approval. Other rates and terms are available based on creditworthiness, qualifications, and collateral conditions and are subject to change. Membership Eligibility Required. Contact us to determine your qualifying APR. Franklin-Oil Region Credit Union makes all final decisions regarding vehicle value and proper rate. Some restrictions apply. Effective 11/21/2022.

**Financing available for up to 90% of M.S.R.P. for new and up to 80% of  N.A.D.A. Retail Value for used Boats, ATVs, RVs and Campers.