Credit Union News
Holiday Closure
Our offices will be closed on Monday, May 29, 2023, for Memorial Day. Electronic services will remain available for your convenience.
Scam Notice
We have recently become aware of a scam that is affecting financial institutions nationwide. Click below to learn more about this scam. Click here for more information.
Get a NEW Auto Loan for as low as 4.25% APR!
Loan Rates
Loan Rates
| Loan Type | APR* |
|---|---|
| 2021 & Newer Automobile / Motorcycle | As low as 4.25% |
| 2020 & Older Automobile / Motorcycle | As low as 4.75% |
| 2021 & Newer Boat/ATV/RV & Camper Loans | As low as 5.75% |
| 2020 & Older Boat/ATV/RV & Camper Loans | As low as 6.25% |
| Unsecured Loans | As low as 9.25% |
| Share Secured Loans | Share Rate + 2.50% |
| Certificate Secured Loans | Certificate Rate +2.50% |
| VISA Platinum Cards | As low as 7.99% |
| Home Equity Loans | Contact Loan Officer for current rates and terms. |
*APR = Annual Percentage Rate. Auto/Motorcycle/Boat/ATV/RV/Camper “As low as” rates based on 24-month term and may include .25% rate reduction for automatic payment. Loans subject to credit approval. Other rates and terms are available based on creditworthiness, qualifications, and collateral conditions and are subject to change. Membership Eligibility Required. Contact us to determine your qualifying APR and for more information regarding loan to value restrictions. Franklin-Oil Region Credit Union makes all final decisions regarding vehicle value and proper rate. Some restrictions apply. Effective 11/21/2022.