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Credit Union News


System Maintenance Notice

As part of our commitment to provide efficient and secure service to our members, we will be performing maintenance activity from 7:00am to 12:00pm on Saturday, February 24th. During this time, our online banking system and website may experience temporary interruption of service.

Get a NEW Auto Loan for as low as 5.75% APR!

new auto loan

Loan Rates

Loan Rates

Loan TypeAPR*
2022 & Newer Automobile / MotorcycleAs low as 5.75%
2021 & Older Automobile / MotorcycleAs low as 6.25%
2022 & Newer Boat/ATV/RV & Camper LoansAs low as 7.25%
2021 & Older Boat/ATV/RV & Camper LoansAs low as 7.75%
Unsecured LoansAs low as 10.75%
Share Secured LoansShare Rate + 2.50%
Certificate Secured LoansCertificate Rate +2.50%
VISA Platinum CardsAs low as 7.99%
Home Equity LoansContact Loan Officer for current rates and terms.

*APR = Annual Percentage Rate. Auto/Motorcycle/Boat/ATV/RV/Camper “As low as” rates based on 24-month term and may include .25% rate reduction for automatic payment. Loans subject to credit approval. Other rates and terms are available based on creditworthiness, qualifications, and collateral conditions and are subject to change. Membership Eligibility Required. Contact us to determine your qualifying APR and for more information regarding loan to value restrictions.  Franklin-Oil Region Credit Union makes all final decisions regarding vehicle value and proper rate.  Some restrictions apply.  Effective 01/01/2024.