Franklin Branch: (814) 432-4091   Oil City Branch:(814) 676-4504 | CONTACT USSubscribe to us on YouTube

Featured Auto Loan Promotion

If you’re in the market for a new car, or just refinancing one you already have with another bank or credit union, don’t wait. Apply today! For a limited time only, approved applicants will have the option of deferring their first payment for up to 90 days!

With our competitive rates and a wide variety of loan terms and payment protection features, Franklin-Oil Region Credit Union wants to put you in the driver’s seat when it comes to your next auto loan!

Give us a call or submit your application online at

*APR = Annual Percentage Rate. As low as rate based on 24 -month term with automatic payment for well-qualified borrowers. Rate applies to 2018 and newer model years. Other rates and terms based on creditworthiness are available. Maximum first payment deferral of 90 days applies only to vehicle purchase loans new to Franklin-Oil Region Credit Union (FORCU) or refinances from a different financial institution; existing FORCU vehicle loans do not qualify. Repayment example: Payment of $42.66 per $1000 borrowed at 2.25% APR for 24 months. Payments do not include debt protection, GAP or Mechanical Repair Coverage. Deferring your 1st payment for up to 90 days will lengthen the term of the loan and may affect claims made against a GAP policy, if applicable. Interest begins accruing the day the loan is funded and will be collected with first payment. Membership eligibility required. Limited time offer. Franklin-Oil Region Credit Union reserves the right to discontinue this promotion at any time. Other restrictions may apply. Federally insured by NCUA.