Franklin Branch: (814) 432-4091   Oil City Branch:(814) 676-4504 | CONTACT USSubscribe to us on YouTube

Credit Union News


System Maintenance

We will be performing system maintenance on Saturday, June 10th, beginning at approximately 6:00am.  From 6:00am to 8:00am, electronic services may be intermittently unavailable.  We apologize for any inconvenience this may cause.  If you have any questions, please contact us at 814-432-4091 or 814-676-4504.  


Holiday Closure

Our offices will be closed on Monday, June 19, 2023, for Juneteenth. Electronic services will remain available for your convenience.

Scam Notice

We have recently become aware of a scam that is affecting financial institutions nationwide. Click below to learn more about this scam. Click here for more information.

Get a NEW Auto Loan for as low as 4.25% APR!

new auto loan

You can become a member of Franklin-Oil Region Credit Union

If you live, work, worship, volunteer, attend school, regularly conduct business in, or own a business in Venango, Forest, Warren or Crawford County, Pennsylvania.

It is very simple to become a member, by depositing and maintaining a minimum of $5.00 into a share account, then each and every family member becomes eligible for credit union membership. There is a one time membership fee of $1.00.

Your Credit Union, putting people before profit and service before self-interest!

2023 Holiday Schedule

Franklin-Oil Region Credit Union will be closed the following days in 2023:

Monday, June 19th – Juneteenth
Tuesday, July 4th – Independence Day
View Full Posting

Credit Union Rates

Loan Rates

Loan TypeAPR*
New AutoAs low as 4.25%
Used AutoAs low as 4.75%
New RecreationalAs low as 5.75%
Used RecreationalAs low as 6.25%
Unsecured LoansAs low as 9.25%

View Full Rates | Apply for a Loan